NEW YORK — If you were aghast at how much you spent on holiday gifts when the credit card bills arrived last January, now is the time to start thinking about how to avoid a repeat performance. Even though it feels painfully early to start thinking about the holidays, starting now will give you plenty of time to budget, build a shopping fund and do a little early shopping so after New Years you’ll hardly have a bill to pay. Trae Bodge, Smart Shopping Expert for Gift Card Granny, shares tactics for what we should be doing now to avoid debt later.

 

To read the full post, click here to visit PIX11.com