Now that Halloween’s behind us, the holiday shopping season is underway, but this year brings new challenges for shoppers. From higher prices and tariff uncertainty to rumors of inventory shortages and smaller discounts, planning ahead could make all the difference.

So what should you buy now, what can wait, and how do you avoid falling for fake deals or “too good to be true” discounts?

Lifestyle journalist and money-saving expert Trae Bodge joins Erica to break it all down — from AI-powered shopping tools and changing discount trends to her best advice for sticking to a budget and still spreading holiday cheer. Trae also tells us about her new grant-giving non-profit, Threadneedle Alley Foundation. Applications are open now!

Click here to hear the original interview on TheNewsworthy.com.