You know you’re supposed to be saving money for your kids’ future. But, with everything else you have to pay for, from day-to-day expenses to saving for retirement, saving can feel like a lot. Trust me – I’ve been there. There were several years where my husband and I didn’t save for our daughter’s education because money was so tight. And while taking a break from saving can help get you through a tight spot, you don’t want to do that for long. After all, according to the Department of Education, the average student loan balance per borrower in 2024 was almost $38,000. If we save money regularly during our child’s adolescence, we can do a lot to offset that debt for our kids.