8 Smart Things Financial Experts Would Do If They Landed Some Extra Cash

posted in: Personal Finance

Whether it’s a tax refund or winning the lottery, extra cash is exciting. But before you buy that designer bag or book that trip, read what today’s top personal finance experts have to say.

1. Pay down student loans

“You’ll usually save the most money by paying down the loan with the highest interest rate first. The faster you pay down the loan, the less interest you’ll pay overall. Plus, if you’re paying more than your usual minimum due, your loan provider may consider your loan ‘Paid Ahead.’ This means you will have already covered the minimum due for future months, reduces your balance ahead of schedule, and gives you flexibility on your payment schedule if unexpected expenses come up in the future.” Joe DePaulo, CEO and co-founder of College Ave Student Loans

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Trae Bodge is an accomplished lifestyle journalist and TV commentator who has specialized in smart shopping, personal finance, and retail for more than a decade. She has appeared on TV over 1,000 times; including Today Show, GMA3, NBC Nightly News, Inside Edition, and network affiliates nationwide. She has been named a Top Voice in Retail by LinkedIn, and her expert commentary has appeared in Forbes,, Kiplinger, Yahoo Finance, and numerous others.